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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Simran Patel

Simran Patel

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


Meet Simran Patel and Neil Patel, your real estate and mortgage power duo! 🏡💰 As expert realtors and mortgage pros, we've got the keys to help you snag the perfect home and ace that loan game. No overpaying or leaving money on the table - just smooth sailing through your dream home journey.

A mortgage is like a nice dress or a suit! It should be tailor made for the person wearing it. Every Client brings a unique package of needs, capacities, and preferences to the table. There is no one size fits all solution. We don’t slip into trade jargon and are always happy to provide answers to issues that may be vexing you. We will tailor make a loan to fit your needs! Every home has a story…Lets write yours!

Call Simran @ 8326927540

Phone: (832) 692-7540

NMLS#: 955654

License: CA, FL, TX

Spoken Language: English, Hindi, Gujarati, Marathi, Sindhi, Punjabi, Urdu

My reviews on Google

Getting a good mortgage company is a very tricky subject. Was recommended to Dipika by my broker and we made the right decision using her services. Clear, to the point, prompt and most importantly got a good deal. Highly recommended. Thank you.

My reviews on Zillow

My reviews on Loan Factory

Thank you Simran for assistance, it was great to work with you .

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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